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Business Insurance |
YES |
NO |
N/A |
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Have you changed your legal entity? |
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Do you have antennas, satellite dishes or fences? |
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Would the burden of interruption or loss of customers to you business for 1-6 months due to a total fire loss put you out of business even though your building and contents were fully paid? |
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In the event that you became ill or injured for an extended period of time (2 months to a year or longer) would it be impossible for you to hire a replacement for yourself and still take an income out of the business? |
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Do you have equipment, tools, stock that leaves your premises that are not specified as such on your property/floaters? |
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Are you responsible for products/materials you install in a location you do not own? |
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Do you carry product/contents, tools, sale sample, etc. in your vehicles? |
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Do you have a commercial auto/truck you use in business or owned by the business? |
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Do you have a concern that a catastrophic lawsuit/loss could exceed your current liability limits on your policy and attach your personal assets? |
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Is it possible that your liability policy does not have the proper coverage to protect you/your business for an employee using their own vehicle in business? (post office, bank deliveries, etc.) |
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Do you pull any trailers over 2,500 lbs. you do not specify on your policy? |
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Do you ever pay anyone to use their auto for your business purposes? |
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Is a commercial/business auto policy the only auto policy you and your family members carry? |
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Do you regularly rent equipment for your business operations? |
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Do you have other concerns/questions you would like to review regarding your auto protection? |
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If you work on vehicles, are you concerned with the limits on your garage liability for the work you perform on customers vehicles? |
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Would you like to be contacted to review your garage liability policy? (if applicable) |
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If you have elected to exclude yourself, partners from workers compensation, would you like a review to see if it’s the most effective manner to protect you and your business for medical bills and loss of income? |
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Do you have any out of state operation not included on your workers compensation policy? |
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Do you ever use contractors or subs you do not obtain certificates of workers compensation or general liability? |
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Do any of your employees perform work on vessels, barges or docks? |
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If you are a builder/contractor are you concerned about materials left on job sites? |
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If we do not currently write your workers compensation, would you like us to contact you for a comparison with our multiple carriers? |
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Do you have any special liability exposures we do not currently write for you such as liquor, professional or products? |
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Have there been any changes in your operations that may create an uninsured liability exposure? |
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Have there been any significant changes in your operations, sales or payroll? |
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Have you purchases or do you own any land either vacant or with building structures that are not currently extended on your policy? |
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Are you concerned with extending coverage for loss of money due to robbery/burglary? |
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Do you have a boiler for heating? |
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Are you interested in enhancing coverage for mechanical breakdown of equipment such as phones, computers, air conditioning units, coolers, electric equipment? |
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Does your business have any owned or non-owned watercraft/aircraft exposure? |
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Do you have need for key man/buy sell, debt redemption life insurance to comply with current contracts or agreements? |
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If you do not have an excess or umbrella liability policy providing protection over your auto, work comp or general liability policy, would you like us to contact you to discuss this? |
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Are you interested in protection from embezzlement from key employees? |
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Are you interested in protection against lawsuits from employees involving, sexual harassment, wrongful termination, or discrimination and other employment practices? |
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Would you be interested in protection for failing to add employees to your health insurance? |
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Are you interested in learning more about Professional Employer Organization (PEO's) as an option to transfer the headaches and demands of the human resource functions in operation of your business? |
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Would you be interested in a free due diligence and cost analysis review of your retirement plan? |
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If you do not have a formal retirement plan would you like to meet with our expert to discuss a retirement planning options? |
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Would you be interested in a review of your current business perpetuation plan or to create a business perpetuation plan? |
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Would you be interest in a discussion with our financial advisor to be sure that you are on track for your retirement goals? |
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| Additional Comments/Questions: |
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