Category Archives: Customer Service

Consider Life Insurance Young – Here are the Reasons

Woman enjoying the weekend in the shopping mallReasons the young should consider Life Insurance

Insurance requires proactive planning rather than a reactive mindset.  Many people do not consider life insurance until they are older with larger financial obligations. While true that it becomes most necessary then, there are huge advantages for those who consider life insurance young.

A few facts to consider are:

Insurability Young and healthy is always the best time to buy insurance. Serious illness and increasing age are factors that can make insurance unavailable or cost-prohibitive. Permanent policies do not expire and Term policies can be purchased with options that guarantee renewal for decades.

Insurance As devastating as it is when someone young dies, life insurance can remove additional financial burdens that add stress to already grieving family members. Financial obligations can include funeral expenses, medical costs and student loans.

Cost The younger the age of the insured, the lower the price. This can be true for decades in the future and, depending on the option you choose, even for life

Cash Value Not knowing the future can prevent people from making decisions. Some policies, in addition to providing traditional life insurance benefits, build up cash value that remains available to the policy purchaser. In addition, money invested and future death benefits may serve as funds to borrow against in times of financial hardship.

Let the experienced professionals at Cobb-Hall assist you with your insurance decisions.

Cobb-Hall Insurance: Agency of the Year Award

Cobb-Hall Insurance is honored to be named Agency of the Year by National Underwriter Magazine.  Click link to read full article.    Cobb-Hall Insurance Agency of the Year

Ten Commitments To Our Customers

Being a company in a highly competitive industry, we take great pride in separating ourselves from the pack. We differentiate ourselves by holding our staff accountable to our ten commitments. These are our business values and on what we base all our customer services.

Ten Commitments

  1. We will always offer you the best possible coverage at the best possible price.
  2. We pledge to offer you professional advice from the most knowledgeable staff in the area.
  3. We will return all phone and e-mail communication the same day, and make every effort to avoid “phone tag”.
  4. We will issue proofs or certificates of insurance the same day we receive the request.
  5. We will report all claims to the company the day they are received.
  6. We will assist you with all aspects of a claim.
  7. Policy changes will be sent to the company the same day we receive them.
  8. We will issue binders and evidence of insurance the same day the transaction in finalized.
  9. We will provide notary service to our customers, free of charge.
  10. We will do all these things with the friendly attitude you deserve.

It is with these tenets of high standards that we create the service experience that keeps our customers happy and coming back year after year.