Monthly Archives: December 2017

Drive Other Car Coverage

Drive Other Car Insurance

If you have a company vehicle and do not have a personal auto policy, you are at risk if you rent, Driving at sunset. View from the driver angle whileborrow, test drive or lease another car. A commercial policy ONLY covers you while driving the assigned company vehicle. Many business owners save money by insuring their private vehicles on company policies, not realizing they have NO COVERAGE if they drive another vehicle.

If you are an executive of a partnership or corporation, Drive Other Car coverage can be added to your existing commercial policy to protect you and your spouse. When using a vehicle other than your company vehicle, this coverage provides the same protection to vehicles you use that you have on your company vehicle.

With Drive Other Car coverage in place, if your neighbor lends you his pickup truck, you will have coverage to protect yourself, in the case of an accident, if you are injured or sued for injury to someone else. This coverage will also apply if the owner has low liability limits.

Commercial Insurance can be complicated, contact the experts at Cobb-Hall Insurance for innovative solutions designed specifically for your needs

 

Product Liability Insurance

Anyone Can Sue; Let Product Liability Insurance Protect You

We live in a world where anyone can sue for anything, regardless of actual fault or blame.  The cost US Dollar Hundred Bills In Windof product liability insurance is much less than the amount you’d have to spend if your business was involved in a lawsuit. It only has to happen once; a product you sell can cause injury and you will be sued, even if you didn’t manufacture it directly. This could financial disaster for your business.

Business Product Liability Insurance can protect you whether you are the product manufacturer, seller, or distributor. You can even purchase product recall insurance, designed to help cover costs associated with various recalls.

Product Liability protects from manufacturing or production, defects in design, or defective warnings or instructions and covers when someone is injured by a product you produce, resell, distribute, or wholesale. It will also cover court costs associated with a lawsuit pertaining to the product and handle medical costs for injury associated with the use of the product. Let the experienced professionals at

Contact Cobb-Hall Insurance to provide solutions designed specifically for your needs

Excerpts from: Trusted Choice/ Independent Insurance Agents